Features
Simple streamlined administration
Our data feeds streamline your SMSF administration and our Portfolio Service* solution simplifies your administration and reporting duties.
Data feed integration
Integrate CommSec Adviser Services Trading and Cash accounts with your administration planning software seamlessly via data feeds to BGL, XPLAN, VisiPlan, Class Super and
more.
Cash flow visibility and control
Using our CommBank Accelerator Cash Account as the cash hub means you have complete visibility and control of your clients’ cash flow and the ability to transact on their behalf when opportunities arise2.
Maximum return
Clients with a CommBank Accelerator Cash Account can enjoy a competitive variable interest rate on balances in their account1.
Leading SMSF provider
As Australia’s leading bank account provider for SMSFs3, you can be confident that you will benefit from the strength, experience and security of a big bank that integrates seamlessly into your back office4.
Dynamic Model Portfolios
Our Dynamic Model Portfolios are designed with SMSFs in mind, access a full suite of Dynamic Australian equity, ETF and Hybrid model portfolios.
1 The interest rate is only available to new accounts opened from 18 November 2013 in the name of an Individual, Joint Individual, SMSF and Family Trust and for existing account holders who opened their account before 18 November 2013. For rates applicable to entities other than an Individual, Joint Individual, SMSF and Family Trust, please contact us to discuss. This assumes no referral fee or commission is being paid as a reduction in the interest rate and may vary anytime without notice.
2 With signed Authority To Operate.
3 Investment Trends April 2014 Self Managed Super Fund: Investor Report Vol 2
4 Not all software packages supported. Check with your Business Development Manager to see if your package is supported.
About SMSFs
Who is it designed for?
We know that SMSFs provide individuals with greater control over their super - but with control comes increased responsibility and complexity. CommSec Adviser Services makes it easier for you to administer your clients’ SMSFs – making things a little easier for everyone. Our leading SMSF account solutions have been designed with you and your clients in mind.
What features do you receive?
You and your clients will have access to the valuable products needed to manage their SMSFs:
- CommBank Accelerator Cash Account
- CommBank Term Deposit
- Share trading account
- Portfolio Service*
- Dynamic Model Portfolios
How do we support you?
- For information and support, our Adviser Service Team is available 8.30am to 6.00pm (AEST), Monday to Friday, to help you with your enquiries.
- You will also be assigned a dedicated Relationship Manager and/or Business Development Manager to support you whenever you need.
SMSF Solutions
With CommBank being Australia’s leading account provider for SMSFs1, our SMSF solutions can help you streamline your administration, and increase visibility and control of your clients’ cash flow. With the right mix of solutions, you can manage your clients’ SMSF efficiently and effectively.
CommBank Accelerator Cash Account (ACA)
The ACA is the cash hub for your SMSF needs. The benefits include:
- Working as a trade settlement account. Enjoy the efficiency of managing all your clients' investment products from one location.
- Easy access to the account anytime from anywhere, through online banking in NetBank and access to one of the largest branch networks.
- Flexible payment facilities (including BPAY, funds transfer, periodic payments and cheque) allow the payment of insurance premiums, legal and administration fees, auditor and regulator fees, and pension payments.
- Clients with an ACA can enjoy additional a competitive interest rate on balances in their account2.
- No monthly account or withdrawal fees, so no need to worry about how many transactions you make (access fees may apply).
- Save on brokerage by linking a CommBank Accelerator Cash Account to a new Commsec Adviser Services trading account and pay as little as $19.95 or 0.09% brokerage.3
SMSF Term Deposit
Pair the Term Deposit with the CommBank Accelerator Cash Account to further enhance the cash hub for your clients - transfer client funds between linked CBA accounts, transfer funds to third party accounts, ability to invest client funds for the chosen term.
- Competitive interest rates.
- Fixed return over the nominated term.
Trading
Most SMSFs include a direct equities component. For these, it’s important to have a trading account that works effectively with the cash hub. CommSec Adviser Services’ online trading platform is enhanced with additional features that allow you to:
- Link your client’s share trading to their ACA for seamless trade settlement
- Automatically direct dividends into your client’s account by taking advantage of our Dividend Direction function
- Increase your trading efficiency through our multi-line order pad, which lets you buy/sell multiple stocks for your clients simultaneously
Portfolio Service
Coming soon: A new Portfolio Service
Available in 2017
CommSec Adviser Services and Colonial First State have come together to create a new way to administer your clients’ portfolios.
This innovative solution will provide a cost-effective portfolio administration service to help advisers efficiently manage custodial and directly held assets together, in one place.
Dynamic Model Portfolios
Our Dynamic Model Portfolios are designed with SMSFs in mind, allowing you to insource your direct investment research, portfolio construction, management and performance reporting to us at a low cost.
Advisers who subscribe to our Dynamic Model Portfolios, or bespoke portfolio construction service will have access to:
- Our dedicated research team
- A full suite of Dynamic Australian Equity, ETF, and Hybrid Model Portfolios
- Bespoke portfolio review and construction services for clients requiring a more tailored solution than Model Portfolios to suit their SMSF strategy
- Customised monthly, or quarterly Model Portfolio reports, sector updates, stock commentary and associated analytics to simplify your SMSF administration
1 Investment Trends April 2014 Self Managed Super Fund: Investor Report Vol 2
2 The interest rate is only available to new accounts opened from 18 November 2013 in the name of an Individual, Joint Individual, SMSF and Family Trust and for existing account holders who opened their account before 18 November 2013. For rates applicable to entities other than an Individual, Joint Individual, SMSF and Family Trust, please contact us to discuss. This assumes no referral fee or commission is being paid as a reduction in the interest rate and may vary anytime without notice.
3 Whichever is greater. Preferred brokerage applies to clients who establish a new 'bundle' from 1 December 2014. A new 'bundle' can be established by linking a new or existing CommSec Adviser Services trading account with one or more new or existing Accelerator Cash Account, Investment Loan or Portfolio Services accounts. Please also ensure your existing Financial Services Guide reflects our pricing as applicable.
Resources
Online Demonstration
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Help your clients understand the benefits of a cash flow management system and how it works with your clients' SMSFs.
Updated: 28/02/2015
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Adviser Brochures
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Adviser Brochure - Accelerator Cash Account
Give your SMSF clients a simple and powerful cash solution.
Updated: 11/12/2015
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Client Brochures
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Client Brochure - Accelerator Cash Account
Help your clients understand the benefits of the CommBank Accelerator Cash Account and how it works with this easy to understand flyer.
Updated: 28/02/2015
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Guide to Investment Services
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Learn about our full range of products and services to help determine which one is right for you when investing on behalf of your clients.
Updated: 17/08/2016
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SMSF Adviser Guide
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An adviser guide to everything you need to know about Self Managed Super Funds.
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SMSF Strategy articles
| Our strategy articles keep you up-to-date with what’s happening in the current financial landscape and how it may impact you and your clients. |
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SMSF TTR Commutations Clarified
Updated: 28/02/2015
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SMSFs, non-arm’s length income and nil interest loans – is the related party over?
Updated: 28/02/2015
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Insurance inside super post 30 June 2014
Updated: 28/02/2015
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Residential property – business real property and an active asset?
Updated: 28/02/2015
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Useful ATO links
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Self-Managed Super Funds
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Setting up
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Contributions and rollovers
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Investing in SMSFs
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Paying benefits
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Winding up
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Administering and reporting
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Trustee declaration
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