Trading Resources



'How-to Videos'

Account Origination - Trading & Cash

Part 1: Get Started

Apply for a new client trading account online in under 15 minutes.

Part 2: Applicant Details

Input client application details and correctly upload their identification.

Part 3: Features & Preferences

Set your preferences for the optional linked Accelerator Cash Account, specify an 'Authority to Operate', instruct dividend redirection and transfer securities during the online application.

Part 4: Manage and Track Application

Manage and track completed, pending and saved trading and cash applications online.

'Smart' PDF Application Form

Open trading, cash and investment loan accounts, or any combination of the three, using our 'Smart' PDF application form.

Trading

Individual Trades

Place a buy or sell trade for a single client.

Single Stock - Multi Clients

Move multiple clients in or out of single stock simultaneously.

Multi Stock - Single Client

Buy or sell multiple stocks simultaneously for a single client.

Manage Orders

Manage client trades including amending or cancelling orders.

Stock Transfers

Our Stock Transfers Webinar deep dives into successfully completing various types of stock transfers such as online Issuer to CHESS, Off Market and Broker to Broker transfers.

What is an IPO?

Help your clients understand the different types of Initial Public Offerings (IPOs) and how they work.

Website Education

eSubmit

Securely submit client applications, maintenance forms, supporting documentation and adviser forms online.

Action Centre

Discover features of the Action Centre including tracking progress of online client account applications and any maturing term deposits.

Dashboard

Learn the benefits and features of your own 'Adviser Dashboard' featuring an Action Centre, client and various news and market widgets.

Online Demonstration

Learn how our Multi-Stock and Multi-Client order functionality works with a simple demonstration of the order process.

Online Trading User Guide

Learn about all the great features of the CommSec Adviser Services online trading platform and how to use them with this easy-to-follow User Guide.

Conditional Order Strategies

There are a range of strategies that can be used to pre-define entry and exit points for a given security, including Falling Sell, Rising Buy, Falling Buy, Rising Sell, Trailing Buy and Trailing Sell.

Falling Sell (Stop Loss)

A Falling Sell may help you lock in gains or limit losses in a falling market. A Falling Sell order may help you to sell some or all of your client’s holdings in a company if the security price falls to the level you have set as your trigger.

Example

For example, you buy 1,000 units of XYZ Ltd at $10 per unit. You want to limit the losses of your investment, so you set a Falling Sell Trigger at $9.50, with a Falling Sell Limit Order to sell your units at no less than $9.43.

Example

 

In this example, the market price for XYZ Ltd reaches $9.50 and your limit order is submitted to the market* to sell XYZ Ltd at no less than $9.43 per unit. Your stock will be sold if there are sufficient buyers in the market willing to buy at a price of $9.43 or higher.

*Orders are placed subject to CommSec Adviser Service's vetting procedures.

Rising Sell (Take Profit)

A Rising Sell may help with taking a profit when a security price rises. A Rising Sell order may help you to sell some or all of your holdings in a company when the security price rises to the level you have set as your trigger.

Example

For example, you have been watching the price of XYZ Ltd, which has been trading at $4.00 per unit and appears to be rising. You could set a Rising Sell Trigger with a trigger price of $4.40 and a limit price of $4.33.

Example


In this example, the market price of XYZ Ltd reaches $4.40, your limit order will be submitted to the market* to sell XYZ Ltd at no less than $4.33. Your stock will be sold if there are sufficient buyers in the market willing to buy at a price of $4.33 or higher.

*Orders are placed subject to CommSec Adviser Service's vetting procedures.

Rising Buy

A Rising Buy may help you take advantage of a security that's on the rise. A Rising Buy order may help you to buy a security when the unit price rises to or above the level you have set as a trigger. You also set a limit price above the trigger price (setting the maximum price you are willing to pay for the security).

Example

For example, you are researching the security price of XYZ Ltd, which is currently trading at $9.10 per unit. Your charting analysis shows that if the price rises to $9.15, it is likely to continue to rise beyond that due to momentum in the security. You could set a Rising Buy Trigger at $9.15 along with a Rising Buy Limit Order at $9.19.

Example


In this example, if XYZ Ltd reaches a price of $9.15 or higher in the market, your limit order will be submitted to the market* to buy XYZ Ltd at no more than $9.19 per unit. Your order will be fulfilled if there are sufficient sellers in the market willing to sell at a price of $9.19 or lower.

*Orders are placed subject to CommSec Adviser Service's vetting procedures.

Falling Buy

A Falling Buy may help you invest in a company when its share price falls. A Falling Buy order may help you to buy a security when the unit price falls to or below the price you have set as a trigger. You also set a limit price above the trigger price, setting the maximum price you are willing to pay for the security.

Example

For example, you have been watching the price of XYZ Ltd, which has been trading at $3.10 and appears to be declining. You could set a Falling Buy Trigger with a trigger price of $2.80 and a limit price of $2.85.

Example


In this example, if XYZ Ltd trades at $2.80 or lower, your limit order will be submitted to the market* to buy XYZ Ltd at no more than $2.85 per unit. Your order will be fulfilled if there are sufficient sellers in the market willing to sell at a price of $2.85 or lower.

*Orders are placed subject to CommSec Adviser Service's vetting procedures.

Trailing Buy

A Trailing Buy may help you maximise value when investing in a company. It may help you to buy a security when the unit price falls to or beyond a level you have set as your client’s trail start price and then experiences a rise equal to or greater than the trail stop value you have set. If the security price does continue to fall, your Trailing Buy monitors for new lows and will not trigger until a rise of at least the trail stop value from the lowest price since trailing started.

Example

For example, you have been watching the price of XYZ Ltd, which has been trading at $3.10 per unit and appears to be declining. You could create a Trailing Buy Trigger with a trail start price of $2.90 and trail stop value of $0.10.

Trailing Buy Example

 

In this example, the market price of XYZ Ltd falls to $2.90, and then experiences a rise of $0.05 to $2.95 before falling again. Because the trail stop was set at $0.10, the order did not fire. XYZ Ltd then falls to a low of $1.90 before rising by $0.10 to $2.00 which meant the market order fired at $2.00.

Please note that all market orders will be executed in accordance with our Best Execution Policy; however, as no limits can be set, a purchase price may be significantly higher than trigger value. If you would like to set a limit price please consider another of our conditional orders.

Trailing Sell

A Trailing Sell may help with maximising a profit when a security price is rising. It may help you to sell some or all of your clients’ holdings in a company when the security price rises to, or beyond a level you have set as the trail start price and then experiences a fall equal to, or greater than the trail stop value you have set. If the security price does continue to rise, your trailing sell monitors for new highs and will not trigger until a fall of at least the trail stop value from the highest price since trailing started.

Example

For example, you have been watching the price of XYZ Ltd, which has been trading at $4.00 per unit and appears to be rising. You could create a Trailing Sell Trigger with a trail start price of $4.20 and trail stop value of $0.10.

Trailing Sell Example


In this example, the market price of XYZ Ltd reaches $4.20, and then experiences a fall of $0.05 to $4.15 before rising again. Because the trail stop was set at $0.10, the order did not fire. XYZ Ltd then reached a high of $5.20 before falling $0.10 to $5.10 which meant the market order fired at $5.10.

Please note that all market orders will be executed in accordance with our Best Execution Policy; however, as no limits can be set, a sale price may be significantly lower than trigger value. If you would like to set a limit price please consider another of our conditional orders.

Risks: Conditional orders are subject to limitations and risks, please consider the Conditional Trading Terms and Conditions before making any decisions about conditional trading.

Note: The Conditional Order examples given are provided for illustrative purposes only. These examples have been prepared without taking account of the objectives, financial situation or needs of any particular individual. For this reason, any individual should, before acting on the information in this article, consider the appropriateness of the information, having regard to the individual's objectives, financial situation and needs and, if necessary, seek professional advice. Brokerage costs apply.

Case Study - Conditional Trading

The key to successful investing is to decide on a strategy to reach your goals and then stick to it. Conditional Trading can help you keep your strategy locked in, even when your eye is off the market.

You select the share you want to watch, then set a trigger condition and order details. Our system monitors the market for you and when the share price rises or falls and your trigger conditions are met, the system submits a limit or market order on your behalf.

Example - Rising Sell

The Strategy

Declan bought 1,000 shares in ABC Ltd for $3.01 per share. His strategy was to sell when he could achieve a 20% capital gain.

The Process

Declan created a Rising Sell trigger with a trigger price of $3.65 and a limit price of $3.60. When the share price rose to $3.65, a sell order was automatically submitted for him, with a limit price of $3.60.

The Result

Declan's shares sold almost at the top of the market, at $3.63, giving him a gain of $0.62, or 21%, per share.

Example Rising Sell


Example - Trailing Sell

The Strategy

Declan bought 1,000 shares in ABC Ltd for $3.01 per share. His strategy was to sell when he could achieve a 20% or more capital gain.

The Process

Declan created a Trailing Sell trigger with a trigger start price of $3.65 and a trail value of $0.10. When the share price rose to $3.65, trailing commenced.

The share price then experienced many fluctuations without falling by more than$0.10 until it reached $4.20 and then dropped to $4.09. At this point, an automated market sell order was submitted on his behalf with no limit price.

The result

Declan's shares sold almost at the top of the market at $4.07. The result was a gain of $1.06 per share - a capital gain of over 35%.

Example Trailing Sell


In this case study Declan was approximately 15% better off using a Trailing Sell instead of a Rising Sell however, the fired order was a market order and has a higher level of risk. Please consider a non-trailing conditional order if you would like the security of a limit price.

Risks: Conditional orders are subject to limitations and risks, please consider the Conditional Trading Terms and Conditions before making any decisions about conditional trading.

These examples are for illustrative purposes only. The name and identifying features do not reflect any particular person; any resemblance to a real person is coincidental.

The information on this site has been prepared without taking account of the objectives, financial situation or needs of any particular individual. For this reason, any individual should, before acting on the information on this site, consider the appropriateness of the information, having regards to the individual's objectives, financial situation and needs, and, if necessary, seek appropriate professional advice. Brokerage costs apply.

The presence of the stock mentioned should not be construed as a recommendation. No representation is given, warranty made or responsibility taken as to the appropriateness or performance of this stock.

ASX Booklets

ASX Understanding Options Trading Booklet

A simple guide to understanding options trading.

ASX Understanding Trading and Investment Warrants Booklet

A simple guide to understanding trading and investment warrants from the ASX.

Chi-X Booklets

Investing in Warrants Booklet

A simple guide to understanding trading and investment warrants from Chi-X Australia.

Guide to Investment Services

Learn about our full range of products and services to help determine which one is right for you when investing on behalf of your clients.

Guide to Transition Services

Learn how our dedicated transition team can manage the whole transition process from start to finish.

Statement of Advice Guidance Wording

Use this wording as a guide when creating your own SOAs.

Data Feed Matrix

The Data Feed Matrix provides a list of all available data providers.

Client Resources

Client Information Sheet

Help your clients understand how share trading works, along with the associated benefits with this easy to follow brochure.

Your Guide to Shares

Explains what shares are, their key features, and how shares are registered.

Gearing into Property or Shares

The General Cycle of Market Emotions

Cash Management Resources



'How-to Videos'

Account Origination

Part 1: Get Started

Apply for a new Accelerator Cash Account online in under 15 minutes.

Part 2: Features & Preferences

Discover the different prefrences available during the Accelerator Cash Account online application, including setting up an 'Authority to Operate'.

Part 3: Manage and Track Applications

Manage and track completed, pending and saved trading and cash applications online.

'Smart' PDF Application Form

Open trading, cash and investment loan accounts, or any combination of the three, using our 'Smart' PDF application form.

Website Education

eSubmit

Securely submit client applications, maintenance forms, supporting documentation and adviser forms online.

Action Centre

Discover features of the Action Centre including tracking progress of online client account applications and any maturing term deposits.

Dashboard

Learn the benefits and features of your own 'Adviser Dashboard' featuring an Action Centre, client and various news and market widgets.

Online Demonstration

Learn how the Commonwealth Bank Cash Management Service works and how it can help you and your clients work together to effectively manage investment cash flow.

Cash Portal Quick Guide Brochure

Quick guide for CBA Accelerator Cash Account and Term Deposit Portal

Cash Flow Planner

Work with your clients to help them map out their cash flows with our handy Cash Flow Planner tool.

Interest Rate Sheet

This PDF contains the latest interest rates for the Commonwealth Bank Accelerator Cash Account.
Updated: 19/08/2016

Switching to us

Once your client’s new Commonwealth Bank Accelerator Cash Account is open they may need to update their regular direct debits (e.g. insurance premiums) and direct credits (e.g. salary).

The quickest and easiest way to do this is for your client to contact the organisations directly to update their account details. This can usually be done over the phone or online. However, the Commonwealth Bank does offer a number of different options to assist your clients with the process:

  • DIY letter templates (PDF) – Allows your client to complete and print a letter to update various payment instructions:

Instruction Sheet

Change of Direct Debit

Change of Direct Credit

Change of Salary Crediting

Dividend Payment Re-direction

  • A DIY online switching tool
Your client can head to the CommBank website where they will find templates and information to help them switch their Direct Debits and Credits to their new Accelerator Cash account.
  • Our assisted switching service
Clients can visit our Switching Service page for information on how to use the assisted switching service. (Note: This service is for individual or joint accounts only and is not suitable for Trust, Company or SMSF accounts).
Guide to Investment Services

Learn about our full range of products and services to help determine which one is right for you when investing on behalf of your clients.

Guide to Transition Services

Learn how our dedicated transition team can manage the whole transition process from start to finish.

Statement of Advice Guidance Wording

Use this wording as a guide when creating your own SOAs.

Data Feed Matrix

The Data Feed Matrix provides a list of all available data providers.

Client Resources

Manage your cash, Manage your life

A simple guide to effective cash flow management.

Client Brochure - Accelerator Cash Account

Help your clients understand the benefits of the CommBank Accelerator Cash Account and how it works with this easy to understand flyer.

Client Information Sheet

Your Guide to Cash Flow Management

Cash flow management

Help your clients understand the principles of good cash flow and the important role you can play in helping them achieve their financial goals.

Accelerator Cash Account NetBank Tips

A quick guide for clients who are new to NetBank.

Investment Loan Resources



'How-to Videos'

Account Origination

'Smart' PDF Application Form

Open trading, cash and investment loan accounts, or any combination of the three, using our 'Smart' PDF application form.

New Investment Management Experience

Overview

Part 1: Logging In

Part 2: Locating your Clients

Part 3: Smart Search & Sort

Part 4: Loan Warnings & Visual Cues

Part 5: Loan Feature Identification

Investment Lending Website Integration Webinar Recording

Website Education

eSubmit

Securely submit client applications, maintenance forms, supporting documentation and adviser forms online.

Action Centre

Discover features of the Action Centre including tracking progress of online client account applications and any maturing term deposits.

Dashboard

Learn the benefits and features of your own 'Adviser Dashboard' featuring an Action Centre, client and various news and market widgets.

Online Demonstration

An overview of our investment lending product to help meet investor needs.

The video can be viewed in Internet Explorer. Other internet browsers are not supported.
Interest Rate Sheet

This PDF contains the latest interest rates for the CommSec Adviser Services Investment Loan.
Updated: 1/11/2018

Tools & Calculators

What-if Calculator

Allows you to test a combination of cash and security transactions and determine their effect on the current position of an investment loan. Also assists with the resolution of margin calls by providing the amounts required for each possible transaction option to clear the margin call.

Fixed vs Variable Interest Calculator

This calculator allows you to determine your potential interest savings between a fixed and variable interest rate on your loan balance over different terms.

Geared vs Non-geared Break-even Calculator

Have you ever wondered what investment returns are required before a geared investment strategy will outperform and non-geared one? We’ve taken the guess work out and have developed a simple calculator that will determine the minimum capital growth rate or income yield that will result in a geared investment strategy outperforming the non-geared equivalent.

Cash Flow Neutral Gearing Calculator

This calculator helps you develop a cash flow neutral gearing strategy for your clients by establishing the minimum income yield required or maximum gearing level that will allow your clients to achieve a cash flow neutral to positively geared investment strategy.

Investment Loan Gearing Simulator

Our Investment Loan Gearing Simulator is designed to allow advisors to quickly and easily demonstrate the advantages of utilising a geared investment strategy over a non-geared investment strategy. It outputs the expected outcome of each strategy over the specified term, offers many special features and also allows for regular gearing plans.

Debt Strategy Simulator

The Debt Strategy Simulator allows advisers to compare the wealth outcomes of traditional debt elimination strategies to a debt optimisation (debt recycling) strategy. The simulator requires the input of various assumptions and provides the outcomes of these strategies over a 30 year period using graphs and tables which can be printed or copied and pasted into documents such as SOAs and emails.

Case Studies

Creating a Portfolio with Gearing

Borrowing to invest (often referred to as gearing) offers the potential to grow wealth at a faster rate when compared to not gearing. Using an Investment Loan your clients can invest into listed securities or managed funds and potentially accelerate their returns.

Starting Out

Even with the best intentions and a good income, building wealth can be a slow process - especially if you want to enjoy a little bit of life at the same time. But with some savings, a budget and the right financial advice, you can create an investment portfolio and reach your goals sooner.

Using Your Business to Accumulate Wealth

Owning a business can be a challenging yet rewarding experience. Aside from the day-to-day issues of managing the business, it's also important to plan for the future and invest any profits wisely. Should you pay off debt, expand the business, or diversify into other income producing assets? With the right advice you can develop a strategy that will maximise your wealth and generate additional income.

Using Investment Income to Build a Larger Portfolio

For many Australians the idea of borrowing money to create a larger investment portfolio seems out of reach. With income allocated to rent or a mortgage, living expenses and the occasional holiday, finding the extra cash to meet interest costs seems almost impossible. But with the right financial advice many Australians can build a larger investment portfolio, by using investment income to meet interest costs.

Using Your Shares to Build Wealth

Most successful investors would agree that the hardest part was getting started. Having a goal in mind, setting a budget and picking what to invest in are all parts of the typical plan ... but is it possible to start investing sooner rather than later and achieve your goals even earlier?

Strategy – Lump sum gearing

This strategy involves an investor combining a single equity contribution with a borrowed amount for investment. The total amount may be invested in managed funds, ASX listed securities or a combination of the two. This strategy puts your money to work immediately and provides full exposure to movements in share and unit prices. The flexibility of the facility also allows you to increase or decrease your investment exposure at any time.

Strategy – Regular gearing

This strategy combines the power of an investment loan with all the benefits of a disciplined savings plan. A regular gearing strategy automatically combines your monthly cash contributions with a borrowed amount for investment. Regular gearing is suitable to investors who don’t have a large amount to invest, wish to use a more conservative entry strategy or want to adopt a ‘dollar cost averaging’ strategy.

Guide to Investment Services

Learn about our full range of products and services to help determine which one is right for you when investing on behalf of your clients.

Guide to Transition Services

Learn how our dedicated transition team can manage the whole transition process from start to finish.

Statement of Advice Guidance Wording

Use this wording as a guide when creating your own SOAs.

Client Resources

What is an Investment Loan?

We've created this short animated video to help you explain to your clients how an Investment Loan works, and the benefits and risks associated.

Investment Lending Explained Booklet

Client Information Sheet

Geared vs Non-geared Break-even Analysis

Gearing into Property or Shares

A Timely Fix: Interest Rate Options For Your Investment Loan

Fall Before Call

The General Cycle of Market Emotions

How to use the Buy and Write Options Strategy

Exercise your Company Options

This information was prepared by CommSec Adviser Services, a brand of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945, administered by its wholly owned but non-guaranteed subsidiary Commonwealth Securities Limited ABN 80 067 254 399 AFSL 238614, a Participant of the ASX Group and Chi-X Australia. Only investors who fully understand the risks associated with gearing into investments should apply. Applications are subject to credit approval. Fees and charges apply. Please consider the Product Disclosure Statement (PDS) and Terms and Conditions, issued by the Bank before making any decision about the product.

CALIA+ Resources



Interest Rate Sheet

This PDF contains the latest interest rates for CALIA+.
Updated: 08/12/2017

Fees and Charges

This PDF outlines the fees and charges associated with the CALIA+ facility.
Updated: 30/06/2018

Tools & Calculators

What-if Calculator

Allows you to test a combination of cash and security transactions and determine their effect on the current position of an investment loan. Also assists with the resolution of margin calls by providing the amounts required for each possible transaction option to clear the margin call.

Debt Strategy Simulator

The Debt Strategy Simulator allows advisers to compare the wealth outcomes of traditional debt elimination strategies to a debt optimisation (debt recycling) strategy. The simulator requires the input of various assumptions and provides the outcomes of these strategies over a 30 year period using graphs and tables which can be printed or copied and pasted into documents such as SOAs and emails.

Credit Guide

Outlines key information about the provision of credit in relation to the National Credit Protection Act.

CALIA+ is one of the products available under the CommSec Adviser Services brand, and is provided by Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (‘Bank’). The Bank’s wholly owned but non-guaranteed subsidiary Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814, a Participant of the ASX Group and Chi-X Australia, only administers the Investment Loan Subaccounts within CALIA+. Applications are subject to credit approval. Fees and charges apply.

This website notes some features of a CommSec Adviser Services Investment Loan. Please obtain and consider the product disclosure statement (PDS), available from the Commonwealth Bank of Australia (ABN 48 123 123 124 AFSL 234945) as the product issuer, at www.CommSecAdviserServices.com.au before making any decision about the product.

Please consider the full terms and conditions available on application. Only investors who fully understand the risks associated with gearing into investments should apply.

Portfolio Service Resources


'How-to Videos'

Account Origination

Part 1: Get Started/Application Details

Apply for a new client Portfolio Service online in under 15 minutes.

Part 2: Applicant Identification

Understand the different client identification options available in the Portfolio Service online application.

Part 3: Account Preferences

Discover the different Accelerator Cash Account prefrences available during the Portfolio Service online application, including setting up an 'Authority to Operate'.

Part 4: Investment Preferences

Set client Portfolio Service preferences including regular cash investments, regular income reinvestment and dividend distributions.

Part 5: Fee Preferences

Set adviser and licencee fee structures agreed with your clients.

Part 6: Transfer of Listed Securities

Transfer issuer and broker sponsored securities to into a Portfolio Service.

Part 7: Review and Submit

Review the online application and complete any missing fields before submitting.

Part 8: Manage and Track Applications

Manage and track your completed, pending and saved Portfolio Service applications online.

Upgrading an Existing Trading Account

Add a Portfolio Service to an existing client trading account.

Managed Investments Account Education

Purchase & Sell Managed Funds

Buy and sell managed funds within Portfolio Service.

Corporate Actions Management

Efficiently manage client corporate actions within Portfolio Service.

Adviser & Client Reporting

Learn the different adviser and client reports available within Portfolio Service, and how to access them.

Creating a Model Portfolio

Learn to create a Model Portfolio as an investment option for your clients’ Portfolio Service.

Linking a Model Portfolio

Link a model portfolio to a client Portfolio Service.

Applying for a Term Deposit

Apply online for a term deposit within Portfolio Service and manage the maturity
via e-Post.

Website Education

eSubmit

Securely submit client applications, maintenance forms, supporting documentation and adviser forms online.

Action Centre

Discover features of the Action Centre including tracking progress of online client account applications and any maturing term deposits.

Dashboard

Learn the benefits and features of your own 'Adviser Dashboard' featuring an Action Centre, client and various news and market widgets.

Quick Start Guide

This guide is designed to give advisers an introduction to the key features available through Portfolio Service and how to access them.

Investment Menu

An up-to-date list of the investments available through the Managed Investments Account.

Investment News

Update of certain events and their effects on investments within the Portfolio Service.

Statement of Advice Guidance Wording

Use this wording as a guide when creating your own SOAs.

Annual Reporting Information

Portfolio Service Tax Guide

This guide will assist you in completing your Tax return, when used in conjunction with your Annual tax statement. This guide has been prepared for individual resident taxpayers. We recommend you seek independent professional taxation advice.

IDPS Audit Certificate

The audit certificates for the Managed Investments Account are issued annually. These certificates will be available within three months of the end of the financial year.

Investment Management Resources



'How-to Videos'

Website Education

eSubmit

Securely submit client applications, maintenance forms, supporting documentation and adviser forms online.

Action Centre

Discover features of the Action Centre including tracking progress of online client account applications and any maturing term deposits.

Dashboard

Learn the benefits and features of your own 'Adviser Dashboard' featuring an Action Centre, client and various news and market widgets.

Guide to Dynamic Model Portfolios

View our Guide to Dynamic Model Portfolios and learn how the service can help you strengthen your offering and add more value to your clients.

Sample Model Portfolio Report

View a sample report for the Balanced Model Portfolio to learn more about the service and the quality of the models.

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This page has been removed.

Please visit the new SMSFs page via Products > SMSFs.