Manage your clients' SMSFs from one place with CommSec Adviser Services

SMSFs

Self Managed Super Funds (SMSFs)

Looking after your clients’ SMSFs can be a time consuming process, so it’s good to know that there’s a way to make managing and reporting on their SMSF easier.

CommSec Adviser Services’ powerful SMSF solutions bring together our trading and Portfolio Service* with CommBank’s cash and term deposit accounts – to give you and your clients all they need to manage their SMSFs more easily.

SMSF Award 2015 SMSF Award 2016 SMSF Award 2017

Features

Simple streamlined administration

Simple streamlined administration

Our data feeds streamline your SMSF administration and our Portfolio Service* solution simplifies your administration and reporting duties.
Data feed integration

Data feed integration

Integrate CommSec Adviser Services Trading and Cash accounts with your administration planning software seamlessly via data feeds to BGL, XPLAN, VisiPlan, Class Super and more.
Cash flow visibility and control

Cash flow visibility and control

Using our CommBank Accelerator Cash Account as the cash hub means you have complete visibility and control of your clients’ cash flow and the ability to transact on their behalf when opportunities arise2.
Maximum return

Maximum return

Clients with a CommBank Accelerator Cash Account can enjoy a competitive variable interest rate on balances in their account1.
Service

Leading SMSF provider

As Australia’s leading bank account provider for SMSFs3, you can be confident that you will benefit from the strength, experience and security of a big bank that integrates seamlessly into your back office4.
Service

Dynamic Model Portfolios

Our Dynamic Model Portfolios are designed with SMSFs in mind, access a full suite of Dynamic Australian equity, ETF and Hybrid model portfolios.

1 The interest rate is only available to new accounts opened from 18 November 2013 in the name of an Individual, Joint Individual, SMSF and Family Trust and for existing account holders who opened their account before 18 November 2013. For rates applicable to entities other than an Individual, Joint Individual, SMSF and Family Trust, please contact us to discuss. This assumes no referral fee or commission is being paid as a reduction in the interest rate and may vary anytime without notice.

2 With signed Authority To Operate.

3 Investment Trends April 2017 Self Managed Super Fund: Investor Report

4 Not all software packages supported. Check with your Business Development Manager to see if your package is supported.

About SMSFs

Who is it designed for?

We know that SMSFs provide individuals with greater control over their super - but with control comes increased responsibility and complexity. CommSec Adviser Services makes it easier for you to administer your clients’ SMSFs – making things a little easier for everyone. Our leading SMSF account solutions have been designed with you and your clients in mind.

What features do you receive?

You and your clients will have access to the valuable products needed to manage their SMSFs:

  • CommBank Accelerator Cash Account
  • CommBank Term Deposit
  • Share trading account
  • Portfolio Service*
  • Dynamic Model Portfolios

How do we support you?

  • For information and support, our Adviser Service Team is available 8.30am to 6.00pm (AEST), Monday to Friday, to help you with your enquiries.
  • You will also be assigned a dedicated Relationship Manager and/or Business Development Manager to support you whenever you need.

SMSF Solutions

With CommBank being Australia’s leading account provider for SMSFs1, our SMSF solutions can help you streamline your administration, and increase visibility and control of your clients’ cash flow. With the right mix of solutions, you can manage your clients’ SMSF efficiently and effectively.

CommBank Accelerator Cash Account (ACA)

The ACA is the cash hub for your SMSF needs. The benefits include:

  • Working as a trade settlement account. Enjoy the efficiency of managing all your clients' investment products from one location.
  • Easy access to the account anytime from anywhere, through online banking in NetBank and access to one of the largest branch networks.
  • Flexible payment facilities (including BPAY, funds transfer, periodic payments and cheque) allow the payment of insurance premiums, legal and administration fees, auditor and regulator fees, and pension payments.
  • Clients with an ACA can enjoy additional a competitive interest rate on balances in their account2.
  • No monthly account or withdrawal fees, so no need to worry about how many transactions you make (access fees may apply).
  • Save on brokerage by linking a CommBank Accelerator Cash Account to a new Commsec Adviser Services trading account and pay as little as $19.95 or 0.09% brokerage.3





SMSF Term Deposit

Pair the Term Deposit with the CommBank Accelerator Cash Account to further enhance the cash hub for your clients - transfer client funds between linked CBA accounts, transfer funds to third party accounts, ability to invest client funds for the chosen term.

  • Competitive interest rates.
  • Fixed return over the nominated term.





Trading

Most SMSFs include a direct equities component. For these, it’s important to have a trading account that works effectively with the cash hub. CommSec Adviser Services’ online trading platform is enhanced with additional features that allow you to:

  • Link your client’s share trading to their ACA for seamless trade settlement
  • Automatically direct dividends into your client’s account by taking advantage of our Dividend Direction function
  • Increase your trading efficiency through our multi-line order pad, which lets you buy/sell multiple stocks for your clients simultaneously





Portfolio Service

Coming soon: A new Portfolio Service

Available in 2017

CommSec Adviser Services and Colonial First State have come together to create a new way to administer your clients’ portfolios.

This innovative solution will provide a cost-effective portfolio administration service to help advisers efficiently manage custodial and directly held assets together, in one place.

 

Dynamic Model Portfolios

Our Dynamic Model Portfolios are designed with SMSFs in mind, allowing you to insource your direct investment research, portfolio construction, management and performance reporting to us at a low cost.

Advisers who subscribe to our Dynamic Model Portfolios, or bespoke portfolio construction service will have access to:

  • Our dedicated research team
  • A full suite of Dynamic Australian Equity, ETF, and Hybrid Model Portfolios
  • Bespoke portfolio review and construction services for clients requiring a more tailored solution than Model Portfolios to suit their SMSF strategy
  • Customised monthly, or quarterly Model Portfolio reports, sector updates, stock commentary and associated analytics to simplify your SMSF administration





1 Investment Trends April 2014 Self Managed Super Fund: Investor Report Vol 2

2 The interest rate is only available to new accounts opened from 18 November 2013 in the name of an Individual, Joint Individual, SMSF and Family Trust and for existing account holders who opened their account before 18 November 2013. For rates applicable to entities other than an Individual, Joint Individual, SMSF and Family Trust, please contact us to discuss. This assumes no referral fee or commission is being paid as a reduction in the interest rate and may vary anytime without notice.

3 Whichever is greater. Preferred brokerage applies to clients who establish a new 'bundle' from 1 December 2014. A new 'bundle' can be established by linking a new or existing CommSec Adviser Services trading account with one or more new or existing Accelerator Cash Account, Investment Loan or Portfolio Services accounts. Please also ensure your existing Financial Services Guide reflects our pricing as applicable.

Forms

Account Origination

1. Client Application Form

Use this form to setup a new client Portfolio Services account, Trading account and/or Cash Management account with us. Includes the Power of Attorney form, Asset Schedule and Application Guide. This is a fillable PDF.

2. Accelerator Cash Account & Term Deposit Application Form

Use this form to setup a new Commonwealth Bank Accelerator Cash Account and/or Term Deposit for your client. Client signature required.

Account Administration & Maintenance

3. New Adviser Form

Complete this form to setup an adviser from your dealer group to be able to offer Trading, Cash, Investment Loans, CALIA+ and/or Portfolio Services to clients.

Resources

Online Demonstration

Help your clients understand the benefits of a cash flow management system and how it works with your clients' SMSFs.

Adviser Brochures

Adviser Brochure - Accelerator Cash Account

Give your SMSF clients a simple and powerful cash solution.

Client Brochures

Client Brochure - Accelerator Cash Account

Help your clients understand the benefits of the CommBank Accelerator Cash Account and how it works with this easy to understand flyer.

Guide to Investment Services

Learn about our full range of products and services to help determine which one is right for you when investing on behalf of your clients.

SMSF Adviser Guide

An adviser guide to everything you need to know about Self Managed Super Funds.

SMSF Strategy articles
Our strategy articles keep you up-to-date with what’s happening in the current financial landscape and how it may impact you and your clients.

SMSF TTR Commutations Clarified

SMSFs, non-arm’s length income and nil interest loans – is the related party over?

Insurance inside super post 30 June 2014

Residential property – business real property and an active asset?